When Can You Join A Medicare Advantage Plan? 

Many people may not know that Medicare Advantage plans are an option when choosing health insurance. These types of plans are provided by private companies and offer coverage in addition to the benefits provided through Medicare. One question many people have is, when can you join a Medicare Advantage plan? In this article, we cover everything you need to know about joining a Medicare Advantage plan.

Medicare Advantage Coverage Is Not Automatically Added

While you might believe that you’ll be enrolled in Medicare Advantage coverage, that’s not necessarily true. This coverage is not automatically added, which means you need to sign up for your Medicare Part C manually.

Each of these plans is just like any insurance product, meaning that they’re offered by private insurance carriers with an enrollment process that mirrors any other health insurance coverage purchase. To find the right plan, you have a few options, including:

  • Using an Online Comparative Tool: If you’re unsure what company to sign up with, one of the best ways to compare Medicare Advantage plans is through a free online tool. These tools allow you to search by your zip code and preferred coverage areas for all available options.
  • Contact The Private Company Directly: If you already know the Medicare Advantage coverage that’s right for you, it may be faster and easier to simply contact them directly. Most health insurance carriers have a phone number or email address available on their website so they can answer any questions about enrollment and help with signing up.
  • Work With An Insurance Agent: If you’re not interested in going it alone, another option is working with a health insurance broker who can guide you through the process. This is especially true if you have little to no experience with insurance policies in general, as they can help you find a plan that’s right for your needs.

When Can I Actually Enroll In My Medicare Advantage Insurance Plan?

Medicare Advantage companies offer plans for individuals who want to protect themselves from the risks involved in purchasing their own health insurance. Participants are grouped into risk pools, which help spread out costs across all of them by grouping like customers together and encouraging everyone signing up at once; this also means that late enrollees should think about enrolling before penalty time periods end if possible as prices may go higher or coverage may be reduced. Below are the regular periods when you can choose a plan without any penalties.

Initial Enrollment Period

When you turn 65 years old, you’ll automatically become eligible to sign up for your initial Medicare plans, which can include a Medicare Advantage Plan.

Annual Enrollment Period

If you miss your enrollment period, or you want to switch up your coverage, the annual enrollment period is the right time to do it. This is a yearly open enrollment period that runs during the fall of each year from October 15th to December 7th and allows you to make changes to your coverage.

Special Enrollment Perks

If you find yourself in a life-changing event, you’ll be able to switch over your plans if necessary.

Get The Medicare Coverage You Need Today

The best way to make sure you and your family are covered is by getting a Medicare Advantage policy. There are different plans, from different carriers available that can offer various benefits according to your individual needs. A licensed Medicare Advantage agent from our team would love to help find the right policy for your situation – just click below.

Call My Insurance Finders today to get your Medicare Advantage policy started! 1-800-801-9513