Medicare Advantage insurance is a type of Medicare plan that covers both medical and prescription drug coverage. It can be an excellent option for those who are looking for help with their healthcare costs, but the question remains: Who can join?

Medicare Advantages rules and eligibility terms are essential to make sure you understand. Depending on your specific situation, signing up for a Medicare Advantage plan could be the right move. This article will answer that question by explaining who qualifies, how to apply, and more!

Who Can Join Medicare Advantage?

There are a few ways to determine eligibility. If you fall under these categories, Medicare Advantage may be right for you.

  • You Already Have Medicare Part A And Part B: If you are already enrolled in Medicare, you may qualify to enroll in a plan through Medicare Advantage.
  • You Live In A Plans Service Area: Medicare Advantage plans are offered in different areas (based on your zip code), and the eligibility terms vary depending upon which plan you want to join.
  • You Are Eligible for a Special Needs Plan: If you have specific needs, such as if you need nursing care or physical therapy services, Medicare Advantage can offer an option that works best for your situation.
  • Age and Low-Income Can Qualify For Extra Benefits: If you are 65 or older or you’re in a low-income household, you might actually receive extra help for copayments and deductibles.

How Do I Get Enrolled In A Medicare Advantage Plan?

If you’re looking to find the best Medicare Plans for 2021 and want to get enrolled in a Medicare Advantage plan, it’s essential to do a few things to ensure that you actually qualify for a plan.

First, you’ll need to know when your Part A and B become effective, you’ll need your medicare card number, and you need to live within the plan’s service area. If you’re unsure if you’re eligible to receive the Medicare advantage plan, it’s a good idea to contact your local insurance advisor, as they can help see what plans you’re able to join.

Applying For Medicare Advantage Plans

Once you’ve determined that you’re eligible for a plan and have selected a Medicare Advantage plan, you might be wondering when you can officially apply for your plan. There are a few different ways to enroll in your ideal program, including:

  • Initial Enrollment Period: Once you turn 65 years old, you’ll be able to sign up for your initial plans, which can include Medicare Advantage Insurance.
  • Annual Enrollment Period: If you’ve missed that sign-up, or you wanted to make changes to your current plan, you’ll be able to do so during the annual enrollment period, which runs from October 15th through December 7th of every year.
  • Special Enrollment Perks: If you’re in a unique situation, such as a life-changing event, you might be eligible to switch over your plans.

Get The Medicare Advantage Coverage You Need Today

Medicare Advantage Insurance Plans can be an excellent option for those looking to handle their healthcare costs. The initial eligibility requirements vary from plan to plan, but if you qualify, it could help save you money on your copayments and deductibles! Click below to be connected with one of our licensed Medicare Advantage agents today!

Call My Insurance Finders today to get your Medicare Advantage policy started! 1-800-801-9513